BUY SMART
BUY SMART
Our program can significantly reduce or even eliminate the amount you need to bring to closing.
Our programs can save you money by giving you down payment funds so you can skip year of saving for your down payment.
We guide you through the DPA application process, making it straightforward and stress-free.
Imagine walking through the front door of your very own home. With our Down Payment Assistance programs, this dream is closer than you think! Designed to help you overcome the down payment challenge, our program pairs an FHA or USDA first mortgage with a second mortgage providing down payment assistance (DPA).
No Income Restrictions: Open to everyone, making your dream home accessible.
Nationwide Availability: Available across the entire United States, wherever you want to live.
Not Just for First-Time Buyers: Whether it’s your first home or your next, you qualify.
Temporary Interest Rate Buydowns: Enjoy lower initial interest rates.
Minimum credit score of 600
Flexible Repayment Options:
Repayable 10-Year Option: Benefit from a lower first lien interest rate.
Forgivable 5-Year Option: Zero interest and no payments – it’s that simple!
Our funds meet FHA’s minimum required investment guidelines, allowing you to use this assistance for your down payment and/or closing costs. Seize this incredible opportunity and step into the home you’ve always dreamed of. Your dream home is not just a possibility – it’s a promise with the Welcome Home Down Payment Assistance program.
A down payment assistance program that provides up to 5% down payment and closing cost assistance to home buyers.
Single Family Residence, Townhomes/Row Homes, Warrantable Condos, Planned Unit Developments (PUDs), Manufactured Homes, and 1-2 Unit Properties.
Repayable and Forgivable options, with flexible amortization terms and a 0% interest rate.
620 credit score.
Are there income restrictions for the Welcome Home Program?
No, except for USDA Loan guidelines.
Apply with the Anthony Bashton at Primary Residential Mortgage by calling469-382-4889 or applying online by clicking HERE
469-382-4889
All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms and interest rates are subject to change without notice. All fees are subject to state and federal high cost thresholds.